Karen Moone is a needy woman with an unfaithful boyfriend that is completely miserable after the suicide of her mother. Her only friend is the punk singer and baker Marnie Lowell. Kyle Elliot is a man bored with his perfect middle-class life with the shallow and beautiful wife Sarah that works composing jingles for advertisements. While waiting for a bus in a rainy night, Karen and Kyle are violently assaulted by a thief and Karen has amnesia. Kyle pretends that he lost his memories too and both stay in a church, where they fall in love for each other. When Kyle is located by his wife and Karen recalls her previous life, they both miss the time they spend together.