The age old questions, "Love or Money." When Charles, with the help of a his womanizing friend Stewart, test this theory by giving Charles unsuspecting girl friend, Latice, an engagement ring with no diamond in it, and to add to the embarrassment doing it at a party in front of family and friends. This gesture kicks off the age old debate of `love or money.` Both sides being divided on the issue, with her negative mother and friends up in arms the usually sentimental Latice seeks solace, in the wisdom of her grandmother. "Is it all about the ring or love?"