JAMIE is a compulsive gambler, who falls into debt with RICHIE, the crime lord of Westover City. MARIA, Richie's right-hand - and Jamie's ex - gives Jamie a gun; he'll pay off his debts in blood. Jamie's young wife EMMA has fallen for her boss, NICK, a credit fraudster. He's in love with a young call-girl, SADIE; he puts together fake credit cards for her, and behind his back she brings this information to THEO, a detective who's agreed to protect her from the law in return. The film tells the story of how the lives of these characters are built up and torn down, and the results of the choices they make. Some things never change, no matter how hard you try to fight them.