A struggling couple are in dire straits and living paycheck to paycheck. When an opportunity to live rent-free in a 55 and older community arises, they are forced to disguise themselves as seniors and try to fake their way into living there. As they transform their lives, the residents are not easily fooled, and begin to suspect the young couple is exactly that, young. As their plight is witnessed by the many watching eyes of the neighborhood, the young couple learns that being a retired senior citizen is not as easy as it looks like.